Loan Modification Programs

Loan Modification

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Loan Modification Option

Avoiding mortgage loan foreclosure is one of the hardest challenges you might ever face emotionally and financially. The Loans Store Network of Mortgage Loan Modification Experts offers consumers piece of mind, by helping them to navigate the complicated loan modification procedure, to save their home from foreclosure, and to arrive at a mortgage payment that they can truly afford.

  • Reduce Your Mortgage Payment
  • Lower Your Interest Rate
  • Settle Past Due Mortgage Balances
  • Stop Foreclosure Immediately
  • Start to Rebuild Your Credit

Testimonials


"I was going through a nightmare with Bank of America; it sure didn't feel like they really wanted to help keep me in my house. Every time I called them I spoke with someone new that had no idea of what the last person I spoke with had promised me only the day before. I was upside down in my mortgage. I spoke with my lawyer and he recommended I go to The Loans Store to look at their mortgage loan modification services. I was immediately paired up with an attorney in my area who was able to reduce what I owed by nearly a third, reduce my interest rates, and cut my payment in half! All thanks to The Loans Store. Thank you.

Jesse and Kim, Nevada


"I just wanted to send you a quick thank you for saving our house. We wouldn't be in our home of nearly 20 years right now without your help. Please thank Adrian again for all of his hard work on our file!"

Lisa and Manny, Florida


"I am at a loss for words to say how much we appreciate everything you have done for me and my family. When I lost my job, leaving just my husband’s income to support us and our four children, I was sure that the world had come to an end. I stayed up all night crying over our situation. I hope that you will use this letter as a testimonial for your mortgage loan modification services, because you truly saved us from becoming homeless. It took several months, but the attorney you put us in contact with finally got our bank to work with us. We now have a mortgage payment that we can afford, even with just one income. We will never forget what you have done for us. Thank you.”

Jim, Candy, and the kids

We Can Help You Save Your Home

Our coast-to-coast network of home loan modification specialists is standing by to explain your options. Stop or prevent foreclosure now.

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Loan modification - Mortgage Loan Modification

The LoansStore has a network of mortgage loan modification specialists who know how to qualify you for the benefits now available under the Obama administration’s $75 billion loan modification program for mortgages currently in trouble today or that may have potential problems. Our loan modification programs comply with US government mandated guidelines which can modify a mortgage’s interest rate to as low as 2% and extend payment terms up to 40 years. Protect your home, Avoid foreclosures before it’s too late. Apply here

LoansStore Can Make a Big Difference

Negotiate professionally with your bank or mortgage lender…..don’t take chances.

Our loan modification experts have successfully negotiated distressed mortgages with banks and mortgage companies and know how to get you qualified.

Save your home – your future!

Taking advantage of a loan modification may not only save your “house” but also reduces the tremendous stress felt by everyone, including your family, caught up in a pending foreclosure…. .

No time to lose!!

Contact our team of experts for a free, no obligation review of your situation. Our team can help you get qualified for a mortgage modification before it’s too late! It’s free and without any commitments. Get a new future!

Want to modify your mortgage terms? Let us show you how.

  • Find professional help on how to qualify to modify your mortgage
  • Let our team work with you to establish the right approach
  • Step by step advice on how to stop foreclosure with Loan modification

Modify Mortgage Terms Reduce monthly payments, lower interest rates, stop foreclosure. Apply Online Today...

Home Loan modifications

The LoansStore home loan modification services help home owners restructure their existing home loans, avoid foreclosures and take advantage of reduced interest rates which can be as low as 2% and, if needed, with extended loan terms up to 40 years.

Why use loan modification services?

Loan modification involves negotiating with your creditors to prove a hardship, eliminate past-due amounts, reduce monthly mortgage payments and even extend the repayment schedule. It’s important for the negotiations to work out in your favor. However, the process can be complex and having a team that knows how to get you approved is essential. Our specialized partners have this skill. By working with them:

  • Your needs get clearly defined. Your documentation is done correctly and there’s no “trial and error” in how to get the best results.
  • Lenders tend to take your situation more seriously when you have a professional "representative" discussing your loan issues on your behalf. It’s now a level playing field for all concerned.
  • Our team knows how to get the job done…..when to "back off" and when to “proceed”. It’s their job to know, and their experience can work in your favor.

A mortgage loan modification is the way to refinance if traditional refinancing won’t work for you due to your credit, a decline in the value of your home or a hardship. Loan modification is supported by the US Government who has in place standard requirements adhered to by most lenders. It’s referred to as the Making Home Affordable Program and officially as the Home Affordable Modification Program (HAMP). Among the many things it can accomplish are:

Reduce your current mortgage rate to as low as 2% to make your payments not exceed 31% of your income
Reduce your principal balance if necessary.
Reduce or eliminate late charges, fees and penalties.

We have a network of home modification specialists who can show you if you qualify for a mortgage loan modification. If you do, they can work with you to get approved so you can take advantage of the positive changes a loan modification can make in your mortgage.

Other aspects of loan modification include:

Home Affordable Foreclosure Alternatives Program (HAFA)

HAFA is part of the Home Affordable Modification Program (HAMP). HAFA offers incentives with regard to a short sale or a deed-in-lieu of foreclosure (DIL) utilized to avoid foreclosure on a loan qualified for modification with the HAMP program. Act Today, Stop Foreclosure

Bank of America, Wells Fargo, Citicorp and other major banks Loan Modification Plans

The LoansStore is a well known site for home mortgage modification help when it involves a major bank. Our network has specialists experienced in working with BofA, Wells Fargo and other major bank’s loss mitigation departments. Our network has worked with each major lender.

Federal Mortgage Loan Modification Program

If you're facing a tough time making your mortgage payments and are not eligible for a refinance, your only option is probably a federal mortgage loan modification. The Obama administration’s Making Home Affordable Program was launched to assist homeowners so they could stay in their homes and avoid foreclosure. Get Started Today

Government Loan Modification

The government provides incentive and guarantees to lenders to find and modify as many mortgage loans as possible. As a mortgage holder you need to be knowledgeable regarding government loan modification guidelines. Remember, it’s only on first home mortgages and not for a second mortgage. Act Today, Stop Foreclosure

Federal Housing Administration (FHA)

The FHA loan modification, if you have an FHA loan, is a good choice for a modification program. Their costs are very reasonable and they are now using a streamlined process. Act Today, Stop Foreclosure

HASP Modification Program

HASP stands for Homeowner Affordability and Stability Plan. It’s been revamped by the Obama Administration to provide support to homeowners making a good faith effort to

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