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Modification Option

Avoiding mortgage loan foreclosure is one of the hardest challenges you might ever face emotionally and financially. The Loans Store Network of Mortgage Loan Modification Experts offers consumers piece of mind, by helping them to navigate the complicated loan modification procedure, to save their home from foreclosure, and to arrive at a mortgage payment that they can truly afford.

  • Reduce Your Mortgage Payment
  • Lower Your Interest Rate
  • Settle Past Due Mortgage Balances
  • Stop Foreclosure Immediately
  • Start to Rebuild Your Credit
Testimonials

"I just wanted to send you a quick thank you for saving our house. We wouldn't be in our home of nearly 20 years right now without your help. Please thank Adrian again for all of his hard work on our file!"

Lisa and Manny, Florida

"I was going through a nightmare with Bank of America; it sure didn't feel like they really wanted to help keep me in my house. Every time I called them I spoke with someone new that had no idea of what the last person I spoke with had promised me only the day before. I was upside down in my mortgage. I spoke with my lawyer and he recommended I go to The Loans Store to look at their mortgage loan modification services. I was immediately paired up with an attorney in my area who was able to reduce what I owed by nearly a third, reduce my interest rates, and cut my payment in half! All thanks to The Loans Store. Thank you.

Jesse and Kim, Nevada

We Can Help You Save Your Home

Our coast-to-coast network of home loan modification
specialists is standing by to explain your options.
Stop or prevent foreclosure now.

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Modifying Your Mortgage Loan

Loan modification programs are designed to reset the terms of an existing home mortgage loan rather than negotiate a new one or reduce the amount owed. In other words it’s primarily a program to reduce an interest rate or reschedule a payment plant to allow the homeowner to discharge their existing home loan obligation. Homeowners or a representative for them can negotiate with the mortgage lender for a decreased interest rate or a modified payment schedule to get the homeowner back on track or to affect a reduction in payment that the homeowner may find easier to handle on a monthly basis.

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Evaluating Your Situation

Not sure whether you qualify for a loan modification? The experts assembled at Loans Store can help you evaluate your personal situation to determine if you qualify for a loan modification program. There are many plans out there, some through government programs, some offered through FHA and VA and some that are offered by certain lending institutions. Our experts can help you to determine if you may qualify for some of the other programs included in MHA (Making Home Affordable program) initiated by the Federal Government. For more information about MHA you may wish to look at the following website;

http://www.makinghomeaffordable.gov/pages/default.aspx

If you are struggling to make the payments on your home mortgage every month and are fearful of losing your home to foreclosure, contact us today to see if we can help! There are many ways to save your most valuable possession and information is available right here!

Contact A Local Loan Modification Authority Today! - Apply Now

Loan Modification: The Process

  • The borrower or representative contacts the lender to determine eligibility.
  • If eligible, the borrower seeks a reduction in the interest rate on the existing mortgage loan.
  • If the reduction in interest rate is not sufficient to avoid possible foreclosure or financial hardship, the homeowner may request a reduced payment amount as well. This does not mean a reduction in the amount owed, simply a longer repayment time.

Note: The lender is not compelled or required to make any modifications, but does so at their own discretion.

What Benefits Can I Get By Modifying My Mortgage?

By reducing interest rates, homeowners have achieved savings of as much as 38% in their monthly mortgage payments. Further reductions can be achieved by reducing monthly payment amounts though a longer repayment time may result in increased interest expense. Some incentives have been built in to the various programs to make a loan modification attractive to both the borrower and lender.

Contact Us Today To See If You Qualify! - Apply Now

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